The Plan

Turn Business Success
Into Personal Wealth.

Advisors help business owners connect the decisions that affect income, retirement, protection, tax, and legacy into one coordinated wealth strategy built around what they want the business to do for them.

The Plan

Strategy First. Solutions Second.

We start by understanding what owning the business is doing for the business owner today. From there, advisors help identify priorities, coordinate the right professionals, and guide the appropriate strategies.

The Owning Differently process helps identify where business value, personal wealth, and ownership strategy may be disconnected. For advisors, it creates a repeatable starting point for more complete business-owner conversations.

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Owner Wealth Strategy

Compensation, distributions, liquidity, outside wealth accumulation, and owner economics.

Retirement Strategy

401(k), profit sharing, cash balance planning, and building retirement resources outside the business.

Business Protection

Key person planning, continuity, insurance, and protecting business and family value.

Tax Coordination

Coordinate with tax professionals to align tax strategy with owner goals and business economics.

Legacy & Transition

Estate planning, succession, ownership transfer, continuity, and eventual exit when appropriate.

Ongoing Advisory Coordination

Keep the strategy moving by reviewing priorities, coordinating specialists, and adjusting the plan as the business and owner's needs evolve.

Owning Differently and Owner Advisory Group Inc. provide strategy, education, diagnostic tools, and technology.

The Process

Start With the Owner. Then Build the Strategy.

The goal is not to start with a product or isolated recommendation. We start by understanding what owning the business is doing for the business owner today, identify what deserves attention first, and then coordinate the appropriate strategy and resources.

1Understand

See the Full Ownership Picture.

Review how the business is supporting the owner’s income, protection, retirement, liquidity, continuity, and long-term wealth goals.

2Prioritize

Focus on What Matters First.

Identify the planning opportunities that deserve attention now instead of trying to solve everything at once.

3Coordinate

Turn Strategy Into Action.

Coordinate the appropriate professionals, solutions, and implementation steps while keeping the overall plan connected.

One owner. One coordinated strategy. Clear priorities.

The Outcome

More Clarity. More Coordination. More Financial Optionality.

Clarity

Understand where the business is supporting the owner’s personal financial goals, and where it is not.

Coordination

Bring compensation, tax, retirement, protection, estate, and ownership decisions into one connected conversation.

Control

Build more wealth and financial resources outside the business instead of relying on one concentrated asset.

Optionality

Create more flexibility around how long the owner owns the business, when they transition, and what comes next.

IMPLEMENTATION

A Coordinated Process With the Right Expertise.

Owning Differently provides the strategy and planning structure for understanding the owner’s full financial picture.

When implementation is appropriate, Matt works through his relationship with Unity Financial Planning Group and Unity Enterprise Solutions and coordinates with other professionals as needed.

Strategy & Coordination

  • Business-owner wealth strategy
  • Planning priorities
  • Coordination across professionals
  • Ongoing review and sequencing

Implementation & Specialists

  • Financial planning and investment advisory
  • Retirement-plan solutions
  • Insurance and protection
  • Tax, estate, and legal coordination where appropriate

When implementation is appropriate, Matt works through his affiliation with Unity Financial Planning Group, a registered investment adviser. Insurance is provided through Unity Life and Legacy, and Matt coordinates with other professionals as needed for plan implementation and ongoing support.

Start With a Conversation

See What Owning the Business Is Doing for the Business Owner Today.

A Business Wealth Review is a focused conversation designed to understand the owner’s current ownership picture, identify planning opportunities, and determine what deserves attention first.

  • Review how the business supports the owner’s personal financial goals
  • Identify planning gaps and areas of concentration
  • Prioritize the opportunities that matter most
  • Determine the appropriate next steps